/* SterlingBorrow - "Hallmark". Sterling greys on a light canvas, old-gold punch marks and
   hairline rules, square corners. Gold is for marks and rules only; every CTA fills with steel. */
:root{
  --bg:#F6F6F7;--card:#FFFFFF;--ink:#171B21;--text:#2A2F36;--muted:#5B626C;
  --accent:#B07A2E;--accent-deep:#5A6170;--accent-tint:#ECEDEF;--line:#DEDFE2;
  --sterling:#79818E;--steel:#5A6170;--steel-deep:#4B515D;
  --gold-ink:#8A5D1F;--gold-lite:#D4A24F;--gold-pale:#F6E3C4;
  --foot-bg:#171B21;--foot-text:#DCD6CC;--dim:#C8C3BA;
  --fd:"Ruda",system-ui,sans-serif;--fb:"Scada",system-ui,sans-serif;--r:0px;--wrap:1160px;
  --punch:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 34 10'%3E%3Cpath d='M1 .6h6.6v6L4.3 9.4 1 6.6z' fill='%23B07A2E'/%3E%3Ccircle cx='17' cy='4.8' r='3.5' fill='%23B07A2E'/%3E%3Cpath d='M29.7 1l3.3 3.8-3.3 3.8-3.3-3.8z' fill='%23B07A2E'/%3E%3C/svg%3E");
  --mark:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 14'%3E%3Cpath d='M.8.8h10.4v8.6L6 13.2.8 9.4z' fill='%23B07A2E'/%3E%3C/svg%3E");
  --mark-l:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 14'%3E%3Cpath d='M.8.8h10.4v8.6L6 13.2.8 9.4z' fill='%23D4A24F'/%3E%3C/svg%3E");
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.65;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--gold-ink)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.16;margin:0;font-weight:700;letter-spacing:.004em}
p,ul{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#F6F6F7;padding:9px 14px;z-index:70;border-radius:var(--r)}
.skip:focus{left:8px;top:8px}
.eyebrow{font-family:var(--fd);font-weight:600;font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-ink)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--fd);font-weight:600;font-size:16px;letter-spacing:.03em;padding:15px 30px;border-radius:var(--r);border:1px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s}
.btn-primary{background:var(--steel);color:#FFFFFF;border-color:var(--steel)}
.btn-primary:hover{background:var(--steel-deep);border-color:var(--steel-deep)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--sterling)}
.btn-ghost:hover{background:var(--accent-tint)}

/* header - wordmark left with the hallmark punch, gold hairline rule beneath, nav right */
.mast{background:var(--bg);border-bottom:1px solid rgba(176,122,46,.42);position:relative;z-index:12}
.mast-in{display:flex;align-items:center;gap:24px;height:64px;position:relative}
.brand{text-decoration:none;display:inline-flex;align-items:center;gap:11px}
.brand .mark{width:28px;height:28px;flex:0 0 28px}
.wm{font-family:var(--fd);font-weight:700;font-size:21px;letter-spacing:.012em;color:var(--ink);text-decoration:none}
.wm b{font-weight:500;color:var(--steel)}
.nav{display:flex;align-items:center;gap:30px;margin-left:auto}
.nav a{font-family:var(--fd);font-weight:500;font-size:14.5px;letter-spacing:.03em;color:var(--text);text-decoration:none;padding:5px 0;border-bottom:1px solid transparent}
.nav a:hover{border-bottom-color:var(--accent);color:var(--ink)}
.nb{display:none;width:42px;height:42px;margin-left:auto;border:1px solid var(--sterling);background:var(--card);border-radius:var(--r);flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0}
.nb span{display:block;width:18px;height:2px;background:var(--ink)}
@media(max-width:860px){
  .nav{display:none;position:absolute;top:58px;left:0;right:0;background:var(--card);border:1px solid var(--line);border-top:2px solid var(--accent);flex-direction:column;align-items:stretch;gap:0;padding:4px 0;box-shadow:0 20px 44px rgba(23,27,33,.2);margin:0}
  .nav.open{display:flex}
  .nav a{padding:13px 18px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
  .nb{display:inline-flex}
}

/* hero - brushed sterling gradient behind one centred column, form card first */
.hero{position:relative;padding:30px 0 60px;background:linear-gradient(180deg,#E8EAEC 0%,#DBDEE2 34%,#CFD3D9 62%,#E3E4E7 86%,var(--bg) 100%)}
.hero::before{content:"";position:absolute;inset:0;pointer-events:none;background:repeating-linear-gradient(90deg,rgba(255,255,255,.55) 0 1px,rgba(23,27,33,.05) 1px 2px,rgba(255,255,255,0) 2px 5px)}
.hero>*{position:relative;z-index:1}
.hero-top,.hero-low{text-align:center}
.hero-eyebrow{font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--ink);margin:0 0 18px;line-height:1.4}

/* the card - white, square, a precise 1px sterling frame, gold punch in the head's top-right */
.form-card{width:100%;max-width:var(--card-max);margin:0 auto;background:var(--card);border:1px solid var(--sterling);border-radius:var(--r);box-shadow:0 22px 50px rgba(23,27,33,.15);padding:22px 24px 16px;text-align:left}
.form-card__head{position:relative;padding-right:48px}
.form-card__head h2{font-family:var(--fd);font-weight:700;font-size:25px;line-height:1.18;color:var(--ink)}
.form-card__head p{margin-top:7px;color:var(--muted);font-size:14.5px;line-height:1.5}
.form-card__head::after{content:"";position:absolute;top:5px;right:0;width:34px;height:10px;background:var(--punch) center/34px 10px no-repeat}
.form-host{margin-top:16px}
.form-card__trust{margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-size:12.5px;color:var(--muted);text-align:center;line-height:1.55}
:root{--card-max:840px;--cta-text:#171B21}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
/* the struck gold hairline, full width, directly beneath the card */
.struck{height:1px;margin:34px 0 0;background:linear-gradient(90deg,rgba(176,122,46,0) 0,rgba(176,122,46,.9) 14%,rgba(176,122,46,.9) 86%,rgba(176,122,46,0) 100%)}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:11px 34px;margin:26px auto 0;padding:0;list-style:none;max-width:860px}
.ticks li{display:inline-flex;align-items:center;gap:9px;font-family:var(--fd);font-weight:500;font-size:14.5px;letter-spacing:.02em;color:var(--ink)}
.ticks li::before{content:"";width:12px;height:14px;flex:0 0 12px;background:var(--mark) center/12px 14px no-repeat}
.hero h1{font-size:clamp(31px,4.7vw,49px);letter-spacing:-.012em;max-width:800px;margin:34px auto 0}
.hero .sub{max-width:660px;margin:15px auto 0;font-size:17.5px;color:var(--text)}
@media(max-width:600px){
  .hero{padding:24px 0 46px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:18px 15px 14px}
  .form-card__head h2{font-size:22px}
  .hero-eyebrow{font-size:11px;letter-spacing:.14em;margin-bottom:16px}
  .struck{margin-top:26px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:11px 14px;justify-items:start;margin-top:22px}
  .ticks li{font-size:13.5px;text-align:left}
  .hero h1{margin-top:28px}
  .hero .sub{font-size:16.5px}
}

/* recognition strip - the one highlighted band, ink plate, struck gold marks */
.recog{background:var(--ink);color:var(--foot-text);padding:74px 0;position:relative}
.recog::before{content:"";position:absolute;left:0;right:0;top:0;height:1px;background:rgba(176,122,46,.5)}
.recog .eyebrow{color:var(--gold-lite)}
.recog h2{color:#FFFFFF;font-size:clamp(27px,3.5vw,39px);margin-top:12px;letter-spacing:-.01em;max-width:760px}
.recog-list{list-style:none;margin:32px 0 0;padding:0;border-top:1px solid rgba(220,214,204,.22)}
.recog-list li{font-family:var(--fd);font-weight:500;font-size:20px;line-height:1.35;color:#F1EEE9;padding:17px 0 17px 30px;border-bottom:1px solid rgba(220,214,204,.22);position:relative}
.recog-list li::before{content:"";position:absolute;left:0;top:23px;width:12px;height:14px;background:var(--mark-l) center/12px 14px no-repeat}
.recog-list li:last-child{color:var(--gold-pale)}
.recog-close{margin-top:30px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 36px}
.recog-close p{max-width:640px;font-size:16.5px;color:var(--dim)}
.recog .btn-primary{border-color:var(--gold-lite)}
@media(max-width:700px){.recog{padding:56px 0}.recog-list li{font-size:18px;padding:14px 0 14px 26px}.recog-list li::before{top:19px}}

/* how it works - three struck hallmark panels, each stamped with its number */
.how{padding:86px 0 78px}
.sec-head{max-width:740px}
.sec-head h2{font-size:clamp(28px,3.6vw,41px);margin-top:11px;letter-spacing:-.012em}
.sec-head .lead{margin-top:13px;color:var(--muted);font-size:17px}
.panels{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.panel{background:var(--card);border:1px solid var(--line);border-top:2px solid var(--accent);border-radius:var(--r);padding:26px 24px 28px;position:relative;box-shadow:0 10px 26px rgba(23,27,33,.06)}
.panel .stamp{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border:1px solid var(--sterling);font-family:var(--fd);font-weight:700;font-size:15px;letter-spacing:.1em;color:var(--steel);background:var(--accent-tint)}
.panel h3{font-size:21px;margin-top:18px;letter-spacing:-.006em}
.panel p{margin-top:10px;color:var(--text);font-size:16px}
.panel .out{margin-top:16px;padding-top:13px;border-top:1px solid var(--line);font-family:var(--fd);font-weight:500;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink)}
@media(max-width:860px){.how{padding:60px 0 54px}.panels{grid-template-columns:1fr;gap:16px}.panel{padding:22px 20px 24px}}

/* why - brushed steel band, artwork left, trio right */
.why{background:linear-gradient(180deg,#616876 0%,var(--steel) 30%,#545A68 72%,#4B515D 100%);color:#FFFFFF;padding:84px 0;overflow:hidden;position:relative}
.why::before{content:"";position:absolute;inset:0;pointer-events:none;background:repeating-linear-gradient(90deg,rgba(255,255,255,.07) 0 1px,rgba(11,14,18,.09) 1px 2px,rgba(255,255,255,0) 2px 6px)}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center;position:relative;z-index:1}
.why .eyebrow{color:#FBF1DE}
.why h2{color:#FFFFFF;font-size:clamp(28px,3.6vw,41px);margin-top:11px;letter-spacing:-.012em}
.why-lead{margin-top:15px;color:#EDEFF2;font-size:16.5px}
.trio{list-style:none;margin:28px 0 0;padding:0;border-top:1px solid rgba(255,255,255,.26)}
.trio li{display:grid;grid-template-columns:30px 1fr;gap:14px;padding:19px 0;border-bottom:1px solid rgba(255,255,255,.26)}
.trio i{width:12px;height:14px;margin-top:6px;background:var(--mark-l) center/12px 14px no-repeat;display:block}
.trio h3{color:#FFFFFF;font-size:18.5px}
.trio p{margin-top:7px;color:#EDEFF2;font-size:15.5px}
.art{width:100%;border:1px solid rgba(255,255,255,.3)}
@media(max-width:900px){.why{padding:62px 0}.why-grid{grid-template-columns:1fr;gap:34px}.art{max-width:540px;margin:0 auto}}

/* faq - a precise ruled list, a struck gold mark beside every question */
.faq{padding:86px 0 78px}
.faq-list{margin-top:36px}
.frow{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:18px 54px;padding:24px 0;border-bottom:1px solid var(--line)}
.frow h3{font-size:19px;line-height:1.35;letter-spacing:-.004em;position:relative;padding-left:26px}
.frow h3::before{content:"";position:absolute;left:0;top:3px;width:12px;height:14px;background:var(--mark) center/12px 14px no-repeat}
.frow p{color:var(--text);font-size:16px}
.frow:first-child{background:var(--accent-tint);margin:0 -18px;padding:24px 18px;border-top:1px solid var(--sterling);border-bottom-color:var(--sterling)}
@media(max-width:760px){.faq{padding:58px 0 52px}.frow{grid-template-columns:1fr;gap:9px;padding:20px 0}.frow:first-child{margin:0 -14px;padding:20px 14px}}

/* photo band - the lake, a narrow full-bleed strip carrying one statement */
.strip{position:relative;overflow:hidden;background:var(--ink);color:#FFFFFF}
.strip-pic{position:absolute;inset:0;margin:0}
.strip-pic img{width:100%;height:100%;object-fit:cover;object-position:center}
.strip-veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(23,27,33,.94) 0,rgba(23,27,33,.86) 48%,rgba(23,27,33,.26) 100%)}
.strip-in{position:relative;z-index:1;padding:70px 0;max-width:680px}
.strip .eyebrow{color:var(--gold-lite)}
.strip h2{color:#FFFFFF;font-size:clamp(25px,3.3vw,36px);margin-top:12px;letter-spacing:-.012em}
.strip p{margin-top:14px;font-size:16.5px;color:var(--dim);max-width:560px}
.strip-rule{position:absolute;left:0;right:0;bottom:0;height:1px;background:rgba(176,122,46,.75);z-index:2}
@media(max-width:700px){.strip-veil{background:linear-gradient(180deg,rgba(23,27,33,.9) 0,rgba(23,27,33,.9) 100%)}.strip-in{padding:52px 0}}

/* closing band */
.close{padding:76px 0;background:var(--accent-tint);border-top:1px solid var(--line)}
.close-in{display:grid;grid-template-columns:1fr auto;gap:26px 48px;align-items:center}
.close h2{font-size:clamp(27px,3.5vw,39px);margin-top:11px;letter-spacing:-.012em}
.close p{margin-top:12px;color:var(--muted);max-width:600px}
@media(max-width:760px){.close{padding:56px 0}.close-in{grid-template-columns:1fr}}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:60px 0 40px;font-size:14px}
.foot-top{display:grid;grid-template-columns:1fr auto;gap:24px 44px;align-items:start;padding-bottom:26px;border-bottom:1px solid rgba(220,214,204,.18)}
.foot .brand .mark{width:26px;height:26px;flex:0 0 26px}
.foot .wm{color:#FFFFFF}
.foot .wm b{color:#B9C0CA}
.foot-line{margin-top:11px;color:var(--dim);max-width:520px;font-size:14.5px}
.foot a{color:var(--gold-lite)}
.foot-mail{font-family:var(--fd);font-weight:500;font-size:15px;text-decoration:none;border-bottom:1px solid rgba(212,162,79,.55);padding-bottom:3px;white-space:nowrap}
.foot-mail:hover{border-bottom-color:var(--gold-lite)}
.foot-nav{display:flex;flex-wrap:wrap;gap:6px 0;margin:20px 0 0}
.foot-nav a{font-family:var(--fd);font-weight:500;font-size:14px;color:var(--foot-text);text-decoration:none;padding:4px 14px;border-left:1px solid rgba(220,214,204,.3)}
.foot-nav a:first-child{padding-left:0;border-left:0}
.foot-nav a:hover{color:var(--gold-lite)}
.legal-links{margin:14px 0 0;padding:0}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:500;font-size:13.5px;border-bottom:1px solid rgba(220,214,204,.3);padding-bottom:2px}
.legal-links a:hover{color:var(--gold-lite);border-bottom-color:var(--gold-lite)}
.disc{margin-top:24px;padding-top:22px;border-top:1px solid rgba(220,214,204,.18)}
.disc p{color:var(--dim);font-size:13px;line-height:1.62;margin:0 0 10px}
.disc b,.disc strong{color:#FFFFFF;font-weight:700}
.disc a{color:var(--gold-lite)}
@media(max-width:760px){.foot{padding:48px 0 34px}.foot-top{grid-template-columns:1fr}.foot-nav a{padding:4px 11px}.legal-links a{font-size:13px}}

/* subpage prose - how it works, contact, privacy, terms, unsubscribe, do not sell, 404 */
.sub main{background:var(--bg)}
.prose{max-width:720px;padding:54px 20px 86px}
.prose h1{font-size:clamp(31px,4.4vw,43px);letter-spacing:-.014em}
.prose p.updated,.prose .updated{margin-top:11px;font-family:var(--fd);font-weight:600;font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-ink)}
.prose h2{font-size:23px;margin-top:38px;padding-top:22px;border-top:1px solid var(--line);letter-spacing:-.008em}
.prose p{margin-top:14px;line-height:1.72}
.prose ul{margin:14px 0 0;padding:0;list-style:none}
.prose ul>li{margin-top:9px;line-height:1.68;position:relative;padding-left:26px}
.prose ul>li::before{content:"";position:absolute;left:0;top:6px;width:12px;height:14px;background:var(--mark) center/12px 14px no-repeat}
.prose strong{color:var(--ink);font-weight:700}
.prose a{color:var(--gold-ink);text-decoration:underline;text-underline-offset:3px}
.prose a.btn{margin-top:22px;margin-right:10px;text-decoration:none}
.prose a.btn.btn-primary{color:#FFFFFF;background:var(--steel);border-color:var(--steel)}
.prose a.btn.btn-primary:hover{background:var(--steel-deep);border-color:var(--steel-deep)}
.prose a.btn.btn-ghost{color:var(--ink);background:transparent;border-color:var(--sterling)}
.prose a.btn.btn-ghost:hover{background:var(--accent-tint)}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}